It's Your Credit Drive It


ONE OF THE QUICKEST WAYS TO BUILD YOUR CREDIT SCORE IS WITH AN AUTO LOAN!

Why Us?

Trustworthy, Credible, Guidance.

Our trustworthy team will guide you through the process to help you improve your credit, gone are the days of old, unreliable cars. Customer excellence is at the core of our mission and we will do everything we can to get you on the road.

STEP 1

GET STARTED

Our tailor made for you financing allows you to build your financial confidence. We will get you and your credit score the lift you need to get out on the road.

STEP 2

GET APPROVED

Transparency and trust are the keys to your keys. Our program is here to look after you, and that starts from the moment we first connect.

STEP 3

GET BEHIND THE WHEEL

A comprehensive approach, you know where you stand every step of the way. We’ll get you into your new reliable vehicle in no time.
Home

Our house, your house, in-house

Simply put, we are the bank. We answer to you, our customer, our family. Our plan gives you power, not the bank. Let us show you how you can build up your profile with confidence and in style.

Hands

Welcome to the Family

When you sign up, you are now a member of our family and we will treat you as such. We take pride in what we do, and our aim to help you, no matter what situation you are in.

Car

Drive your credit

Connect, let us build your plan, and drive away happy. Our three steps to success help you get to where you’re going today, and where you want to be tomorrow.

Hat

Graduate Program

Congratulations! Let us help you gear up for the next chapter of your life. You need a vehicle to help you get started, our Graduate Program will get you behind the wheel in no time.

People

Newcomer Program

No previous vehicle buying experience in Canada? That’s okay, our Newcomer Program can give you the opportunity to enjoy a vehicle of your own.

Lady with a key

APPLY NOW & GET BEHIND THE WHEEL TODAY

FEATURED VEHICLES

FAQ

What is Credit?

Credit can mean many things. Ultimately, credit is your power to pay for life’s largest, and most important as- sets. Auto credit comes in all shapes, rates, and sizes. We are here to help the math make sense and help you face any challenges head on.

Why do you need Credit?

Credit is a tool, it can unlock and access the funds you need to make that next big step such as buying a vehicle or a home. It can also lock up these opportunities if it is not understood or anything negative should occur. Our plans help you overcome any challenges you may be facing, and get you on track to a healthy credit future where you call the shots.

Bad Credit or Sub-Prime Loan?

Is a sum of money given to a customer with poor credit history in the effort to help that individual build their credit with higher interests rates than traditional loans. The higher rates are built in to offset risk to a bank or lender and it’s shareholders.

Leasing vs Financing?

Leasing gives greater flexibility with shorter terms and easier credit approvals based on less risk to River City Ford. Financing a vehicle often means taking out a credit loan that ties you into a long-term contract with different credit packages depending on your financial situation.

What happens if you miss a payment?

If you miss a payment, your credit score will be negatively impacted. It is recommended that you make your payments on time, doing so will actually improve your credit score.