How to Easily Get a Term Used Car Loan?
How to Easily Get a Term Used Car Loan?
Publié 9 mars 2021
Car Credit is a fact of life for most people who want to buy a new or used vehicle. But unfortunately, if you have less than perfect credit, it can be difficult to arrange finance through your bank or other lenders. If that situation sounds familiar, we can help.
Our finance department offers a wide range of easy approval term loans on used cars, with credit packages available to suit all circumstances. To see how we could help, just follow these five easy steps.
1) Find Your Payments
For quick and easy approval, it's important you have a solid idea of what kind of car price your budget can stand. Our straightforward online payment calculator will help you decide you much of a loan to apply for, with monthly repayments set at a level to suit your finances.
2) Check Your Credit
Before starting your application, use one of the many free credit check services online to get a current picture of your status. It's your legal right to see a copy of your credit file and to have any errors or omissions corrected. Every small improvement you can make to your credit status can have a big effect on the interest rate you're offered. If you need any help at this stage, our team will be happy to assist.
3) Apply Online
Next, use our simple and secure online application to send us your details. We'll get to work matching your circumstances to our panel of a dozen or more lenders to find the right package for your situation. There's no obligation to accept any deal we offer, but we're sure we can find an affordable term used car loan even if you've had some credit difficulties in the past.
4) Arrange the Details
Once we've found the right lender for your needs, meet with a member of our friendly credit team to iron out the details. We offer repayment flexibility to fit the loan into your budget and can explore all your options with no hassle and no obligation.
5) Complete the Paperwork
When you're totally happy to go ahead, we'll help you complete all the final paperwork to set your loan application in motion, all without charging any admin fees or adding any other hidden expenses.
Get an Easy Approval Used Car Loan at River City Ford
Getting approved for a used car loan is easy at River City Ford, whatever your credit history or current circumstance. Follow these five steps and you'll be behind the wheel of your ideal used car in no time.